It’s only natural to want to tell your side of the story—especially when you’ve been wronged. If you’ve been involved in an auto accident, one of the first things an insurance adjuster will ask you to do is give a recorded statement. This statement is generally taken over the phone, then typed into a transcript.
Even if it’s a conversation with your own insurance company’s adjuster, a recorded statement could be used against you. You may think the events are fresh in your mind, but you may misspeak or forget an important detail.
Later in the claims process, if you forgot to mention something, that may be used against you. You do not want to give anyone the opportunity to read your recorded statement, listen to your later testimony, then argue that you are giving inconsistent statements or—even worse—being untruthful.
For example, if you give a recorded statement a couple of hours after the collision, your emotions will be high, and your primary concern may just be repairing your vehicle. A few days later, you may develop symptoms of injuries related to the incident and require medical treatment. It may hurt your bodily injury claim if you initially reported suffering no injuries at all, then make a claim for injuries.
This is why it is best to discuss any potential claim with an attorney before giving a recorded statement. Ask your lawyer if you should give a statement.
If you or someone you know has been involved in an auto accident, contact a board certified personal injury attorney to evaluate your potential claim.