It’s only natural to want to tell your side of the story—especially when you’ve been wronged. If you’ve been involved in an auto accident, one of the first things an insurance adjuster will ask you to do is give a recorded statement. This statement is generally taken over the phone, then typed into a transcript. When it comes to understanding how to handle auto accidents, providing a recorded statement is an essential step in the process.
Even if it’s a conversation with your own insurance company’s adjuster, a recorded statement could be used against you. You may think the events are fresh in your mind, but you may misspeak or forget an important detail.
Later in the claims process, if you forgot to mention something, that may be used against you. You do not want to give anyone the opportunity to read your recorded statement, listen to your later testimony, then argue that you are giving inconsistent statements or—even worse—being untruthful.
For example, if you give a recorded statement a couple of hours after the collision, your emotions will be high, and your primary concern may just be repairing your vehicle. A few days later, you may develop symptoms of injuries related to the incident and require medical treatment. It may hurt your bodily injury claim if you initially reported suffering no injuries at all, then make a claim for common car accident injuries.
This is why it is best to discuss any potential claim with an attorney before giving a recorded statement. Ask your lawyer if you should give a statement.
Terry Bryant is Board Certified in personal injury trial law, which means his extensive knowledge of the law has been recognized by the Texas Board of Legal Specialization, setting him apart from many other injury attorneys. The 22 years he spent as a Municipal Judge, Spring Valley Village, TX also provides him keen insight into the Texas court system. That experience also helps shape his perspective on personal injury cases and how they might resolve. This unique insight benefits his clients. [ Attorney Bio ]