Once the wreckage is cleared and the dust is settled, an auto accident victim is often left searching for reliable transportation. Their vehicle is either in the shop for repairs or declared a total loss. Even worse, the insurance company may have to investigate the wreck to determine who was at fault, which could take weeks.
Regardless of whether you were at fault for the wreck, you may have rental car coverage under your auto insurance policy. Check your declarations page to see if you elected to carry this coverage. If you did not, you may want to consider it so you can get a rental car without delay if you are involved in an auto accident.
If you were not at fault and the other driver’s insurance company has accepted liability for the wreck, rental car coverage may be available under that policy. However, relying on the other driver’s rental car coverage may be risky if liability is disputed. You could be left without a vehicle for days. Or, if there is coverage available, it may be limited to just a few days.
Finding rental car coverage could save you hundreds of dollars in out of pocket expenses that you might incur in paying for a rental car on your own. If you do have to pay for a rental car out of pocket, an insurance company will only reimburse you for a maximum amount per day, depending on the policy, which could still leave you out of money.
A personal injury attorney can be helpful in gathering information on the rental car options available to you after an auto accident. If you or someone you know has been involved in an auto accident, contact a board certified personal injury attorney to evaluate your potential claim.