We Fight for the Rights Of Our Clients
Our Workers’ Compensation Lawyers Are Seasoned and Knowledgeable
Workplace accidents are prevalent in the United States, and workers in League City, Texas, are not immune to them. When an accident happens at work or while away from the office but performing a job function, you expect your employer to pay you workers’ compensation. But this doesn’t always happen.
Even if your employer pays you workers’ compensation, it might be less than the law stipulates. All these can be avoided by getting a workers’ comp lawyer to handle the claims process and represent your interest. At Terry Bryant Accident & Injury Law, our League City workers’ comp lawyer will guide you throughout the entire claims process and ensure your rights are protected.
Contact us at (713) 973-8888 to learn more about our services and how we can help you.
Why Choose Our League City Workers’ Comp Lawyers?
Our legal team at Terry Bryant Accident & Injury Law understands the workers’ compensation process and has years of experience helping League City workers file their claims. With us by your side, there is less chance of your employer’s insurer denying your claim and cheating you of what you deserve. Our success track record speaks to our dedication and commitment to getting our clients the best outcome.
We provide our clients with the highest possible level of service and have received the Better Business Bureau’s Winner of Distinction several times.
This is also why our clients have positive things to say about us, and we have a review rating of 98% percent. We are compassionate and aggressive in our approach as we know the toll a work injury can take on your finances and family. So, if you need a legal team that puts you first and relentlessly fights for you, contact us at (713) 973-8888. We offer free initial case reviews.
What Causes Workplace Accidents in League City, Texas?
Irrespective of the industry you work in, there’s a tendency for you to get into a workplace accident. This is the case whether you work in natural resources or mining, agriculture, construction, manufacturing, utilities, transportation and warehousing, etc. In 2021, the private industry in Texas reported a total of 178,900 non-fatal injuries.
Workplace accidents occur from the following:
- Trips and falls
- Lifting
- Fall from height
- Fatigue
- Poor lighting
- Hazardous materials
- Violence
- Exposure to harmful substances
- Struck by moving object or equipment
- Excessive noise, etc.
A workplace accident can lead to severe injuries like broken bones, amputation, spinal injury, burns, brain injury, etc. When you sustain an injury or develop an illness because of a work condition, ensure you report it to your employer within 30 days and fill out a report. Also, keep a copy of the report for future reference and get medical treatment.
Texas law allows injured workers to use a physician of their choice to treat their work injury. But if your employer is in a healthcare network, you must use a doctor in the network. Ensure you follow the treatment plan and only resume work when you’re well. In cases where you suffer a disability, ensure you attain maximum medical improvement (MMI) before stopping your treatment.
How Does Workers’ Compensation Work?
Workers’ compensation is an insurance program managed by the Texas Department of Insurance. It provides income and medical benefits to employees who get injured on the job or contract an illness. In Texas, it is not compulsory to have workers’ compensation insurance. Still, private companies who work with government entities must provide workers’ comp coverage for their staff while handling a government project.
However, despite workers’ compensation insurance being optional in Texas, most employers have it. Having one ensures employers do not face lawsuits from their employees after a workplace accident, and the business owners do not have to pay compensation out-of-pocket. Also, fault does not play a role in the workers’ comp system, so it does not matter if the employee or employer was at fault.
We will work on your behalf throughout the claims process, dealing with insurance companies while you focus on your recovery.
What’s vital is that the accident occurred at work, and even if you were away from the office, as long as you were performing a work function, you are entitled to workers’ compensation. But if your employer does not have workers’ comp insurance, you can file a personal injury lawsuit against them after a work accident. Our personal injury lawyers at Terry Bryant Accident & Injury Law can help you with this.
What Does Workers’ Compensation Cover?
The Texas workers’ comp insurance covers the following:
Medical Benefits
Workers’ compensation pays for all reasonable and necessary medical care required to treat your work-related injury. It covers the treatment bill, including medication and surgery, transportation fees to the hospital, physical therapy, etc.
Income Benefits
You will receive payment for your lost income while away from work because of your injury or illness. Income benefits cover:
Temporary Income Benefits (TIB): You will receive temporary income benefits if your work-related injury or illness causes you to lose some or all of your wages for more than seven days. TIBs are 70% of the difference between your average weekly wage and the money you can earn after your work-related injury. Your average weekly wage is the average amount of money you received each week from your job before you were hurt.
Impairment Income Benefits (IIB): IIB covers work-related injury or illness that affects your body as a whole. The amount of IIBs you will receive depends on an impairment rating given by a health care provider. The exam for the impairment rating happens when you have attained MMI. Also, IIBs are 70% of your average weekly wage.
Supplemental Income Benefits (SIB): You start receiving SIB when your impairment income benefits end. To qualify for SIBs, you must meet the following requirements:
- Have an impairment rating of 15% or more
- Have not returned to work, or if you did, have earned less than 80% of the average weekly wage in your position because of your injury
- Show that you are looking for work
- Do not accept a lump sum payment for your injury.
For supplemental income benefits, you will receive 80% of what you get when you subtract the difference between 80% of your average weekly wage and any wages you earned after your work-related injury.
At Terry Bryant Accident & Injury Law, we take a personalized approach to every case we handle and will update you every step of the way.
Lifetime Income Benefits (LIB): Beginning in September 2023, there are new requirements an injured worker must meet to be eligible to receive LIB. You can find the entire list on the website of the Texas Department of Insurance. For LIBs, you can get 75% of your average weekly wage, with a 3% increase each year. Note that there is a maximum amount for the first year LIBs are paid, but the maximum does not apply to the 3% yearly increase.
Burial and Death Benefits
If an employee dies from a workplace accident, their survivors will receive payment for their funeral expenses. Also, death benefits pay families some of the money lost when their loved one dies from a work-related injury or illness. Spouses of first responders who married on or after September 1, 2017, can get death benefits for life even if they remarry.
League City Workers’ Comp Lawyer FAQs
After a workplace accident, you might have questions about what to expect and the compensation you can receive. The following are some of the questions we encounter frequently:
Can I Receive a Lump Sum as Workers’ Compensation?
Yes. But once you do, you cannot receive any more income benefits.
What Happens If I Do Not Report My Work Injury on Time?
If you do not report your work injury on time, it might affect your workers’ comp claim. So ensure you do so within 30 days from when the work accident happened.
What Should I Do If My Employer Denied My Workers’ Comp Claim?
If your employer denies your workers’ comp claim, you can appeal the denial within 15 days. Also, contact a workers’ comp attorney immediately.
Will I Receive Workers’ Comp for Pain and Suffering?
No. Workers’ compensation does not cover pain and suffering and other noneconomic damages.
These may not be your only questions; our attorneys will discuss your specific concerns in your initial consult.
How Can Our League City Workers’ Comp Attorney Help You?
When you hire our workers’ comp lawyers at Terry Bryant Accident & Injury Law, we will do the following:
- Gather medical evidence to prove your claim
- Negotiate a settlement with your employer’s insurer
- Appeal the denial of a claim
- Protect you from employer retaliation
- Ensure you continue to receive the treatment you need till you attain MMI.
Also, we will assess your case facts to determine if you can file a third-party claim against a negligent third party. Our lawyers will always put your interest first and ensure you are not cheated out of your benefits.
Get Help from Experienced League City Workers’ Comp Lawyers
If you sustained injuries after a workplace accident, it is essential to take legal action immediately to protect your rights. Our team at Terry Bryant Accident & Injury Law is always available to listen to you and help. So call us today at (713) 973-8888 to schedule a free case evaluation.
Attorney Terry Bryant
Terry Bryant is Board Certified in personal injury trial law, which means his extensive knowledge of the law has been recognized by the Texas Board of Legal Specialization, setting him apart from many other injury attorneys. The 22 years he spent as a Municipal Judge, Spring Valley Village, TX also provides him keen insight into the Texas court system. That experience also helps shape his perspective on personal injury cases and how they might resolve. This unique insight benefits his clients. [ Attorney Bio ]