Insurance Bad Faith

You’ve been involved in an accident or experienced a terrible misfortune. But you know that you’ll be able to weather the storm because you have insurance for this exact incident. You’re shocked and left hung out to dry when your insurance company fails to do their part.

Does this sound familiar? It’s a far-too-common story for insurance policyholders. When an insurance company doesn’t live up their end of the bargain, they are often acting in bad faith, which means that they are using bogus reasons for denying or lessening the payment they should be giving you.

These claims are about more than just payment. They are also about fairness.

If you’re dealing with an insurance company acting in bad faith, you should know that you have legal recourse available. Contact Terry Bryant Accident & Injury Law to speak to bad faith insurance attorneys who know how to get their clients the payment they’ve been promised.

Why You Have Insurance

We carry insurance to cover our losses when bad things happen. In some cases, we do this because we are required to do so by law. In other cases, we do it simply because we know that planning for unforeseen hard times is in our best interests.

People can have insurance policies covering nearly any possession or event, but these types of insurance policies are the most common…

  • Vehicle insurance
  • Home insurance
  • Health insurance
  • Property insurance
  • Life insurance.

Unfortunately, the fact that you have an insurance policy doesn’t guarantee you’ll get the payment you deserve when disaster strikes. Policyholders are still dependent on insurance companies to live up to their promises. When they fail to do so, they are acting in bad faith, and you should consider exploring your legal options.

When an Insurance Company is Acting in Bad Faith

Insurance companies use many tactics to lessen or deny the payment they should offer insurance policyholders. Have you encountered any of the following?

  • Offering you less than you deserve
  • Denying a claim entirely
  • Making unreasonable demands
  • Delaying payment
  • Harassment or threat of lawsuits
  • Making policy changes without notifying policyholders.

These are just a few of the bad faith actions insurance companies can take, but there are many more. Policyholders typically know when they’re being given a raw deal. You should know that you don’t have to accept these bad faith tactics. Contact the Houston bad faith insurance attorneys at Terry Bryant Accident & Injury Law to learn more about your legal options.

Excuses Given by Insurance Companies

At Terry Bryant Accident & Injury Law, we’ve heard several excuses that insurance companies use to justify why they don’t have to pay their policyholders.

These are just a few examples…

  • Your premium wasn’t paid on time.
  • The treatments you want covered aren’t medically proven.
  • The company isn’t liable for the claim you’ve filed.
  • Your policy limit has been reached.
  • Your condition is related to a prior injury.
  • The injuries or damage was your fault.
  • You didn’t seem to be injured after the accident.
  • Your credibility isn’t reliable.

Insurance companies give these and many other excuses to deny payment to their policyholders. There are countless ways some insurance companies use to get out living up to their end of the bargain. We stand up for our clients to make sure they are treated fairly by their insurers.

Contact Terry Bryant Accident & Injury Law today to learn more about how we can help you hold a bad faith insurance company accountable for the payment you deserve.

Dealing with Insurance Companies When They Act in Bad Faith

We know insurance companies. Throughout our many years of helping clients with bad faith insurance companies, we’ve heard all the excuses and seen the many bad faith justifications these companies use to deny or lessen offers to their policyholders.

We also know the law. Terry Bryant is a former judge and a Board Certified personal injury trial lawyer. We know that our clients have rights that protect them from unfair and bad faith insurance company practices. If we accept your case, you can be sure that we’ll use our resources to make sure you are treated fairly.

Contact Our Bad Faith Insurance Lawyers

If you’ve been denied payment or treated unfairly by your insurance company, it’s time to contact Terry Bryant Accident & Injury Law to speak to attorneys who know how to deal with bad faith insurers. Call us or fill out our online contact form today to learn more about how we can help you.