WHAT IS SSD INSURANCE?

Social Security Disability Insurance (SSD) benefits are benefits designed to support disabled workers. The Social Security Administration may consider you eligible for benefits if:

  • You cannot do work you did before;
  • You cannot adjust to other work because of your medical conditions; and
  • Your disability has lasted or is expected to last for at least one year or to result in death.

To learn more about SSD benefits contact Terry Bryant Accident & Injury Law at 1 (800) 444-5000 or fill out a FREE initial consultation form.

AM I QUALIFIED FOR SSD?

The Social Security Administration considers a number of factors such as your age, your work status, and your medical condition(s) to determine if you are eligible for Social Security Disability benefits. The SSA uses a five step process, which evaluates:

  • your current work status,
  • the severity of your medical condition,
  • whether your disability is listed on the SSA’s list of impairments,
  • your ability to do the work you did before, and
  • if there is any other work you can do.

If you think that you may be qualified for SSD benefits, call Terry Bryant Accident & Injury Law at 1 (800) 444-5000 or fill out a FREE initial consultation form.

WHEN SHOULD I APPLY?

Now. If you are suffering from a medical condition that prevents you from doing your work or any other work, and this condition has lasted for a year or expected to last for more than one year, you may be eligible for Social Security Disability (SSD) benefits.

It is important to apply as soon as possible because it can take the Social Security Administration months to process your application.

To learn more about how to apply for SSD benefits, contact Terry Bryant Accident & Injury Law at 1 (800) 444-5000 or fill out a FREE initial consultation form.

HOW DO I APPLY FOR SSD?

You can apply for Social Security Disability (SSD) benefits at any local Social Security office or online. We recommend that our clients:

  • Check Eligibility: Do you meet the requirements outlined by the Social Security Administration?
  • See a Doctor: Documentation of your condition(s) from a physician may increase your chances of approval for benefits.
  • Collect Records: Information including your Social Security number, medical records and test results, summary of work history, checking or savings account routing number, and military discharge papers are helpful.
  • File Immediately: It can take months for the SSA to process your application, so it is important to file as soon as possible.

If you have questions about when to apply for SSD benefits, contact Terry Bryant Accident & Injury Law at 1 (800) 444-5000 or fill out a FREE initial consultation form.

CAN MY DISABLED CHILD GET BENEFITS?

Yes. Your disabled child may be qualified for Social Security Disability (SSD) or Supplemental Security Income (SSI) benefits. According to the Social Security Administration:

SSI benefits are reserved for disabled children from birth until the age of 18 based on their disability or blindness. Disabled children may receive SSI benefits if the:

a. Impairment or combination of impairments meet the definition of disability for children; and
b. Income and resources of the parents and the child are within the allowed limits.

Under the SSD program, an adult child (a person age 18 or older) may qualify for benefits based on disability or blindness if the adult child’s:

a. impairment or combination of impairments meet the definition of disability for adults;
b. disability began before age 22; and
c. parent(s) worked long enough to be insured under Social Security and is receiving retirement or disability benefits or is deceased.

To be eligible for both SSI and SSD benefits, the child must not be doing any substantial work and must have a medical condition that has lasted or is expected to last for at least one year or to result in death.

To learn more about your child’s eligibility for SSD benefits, contact Terry Bryant Accident & Injury Law at 1 (800) 444-5000 or fill out a FREE initial consultation form.

HOW LONG DOES IT TAKE TO GET BENEFITS?

According to the Social Security Administration (SSA), it takes a minimum of three to five months to process a claim for disability benefits and in many cases you must wait even longer.

To learn more about how the SSA processes claims for Social Security Disability benefits, contact Terry Bryant Accident & Injury Law at 1 (800) 444-5000 or fill out a FREE initial consultation form.

CAN I WORK WHILE RECEIVING BENEFITS?

Yes. Under Social Security programs such as Ticket to Work, you may be able to return to work and continue to receive benefits. It is important that if you return to work or experience a change in income, you report that income to the Social Security Administration immediately. Failure to report this information may result intermination or reduction of your benefits.

If you have questions about returning to work while receiving benefits, contact Terry Bryant Accident & Injury Law at 1 (800) 444-5000 or fill out a FREE initial consultation form.

WHAT KIND OF EVIDENCE DOES THE SSA CONSIDER?

When you apply for Social Security Disability (SSD) benefits, the Social Security Administration (SSA) field office or Disability Determination Services (DDS) office will evaluate your case. They may consider the following evidence:

  • Acceptable medical resources: medical professionals who are considered qualified and licensed
  • Treating sources: the physician who is treating your medical condition
  • Symptom evidence: information about your daily activities, intensity of symptoms, dosage and type of medications, treatments, limitations due to condition, etc.
  • Consultative exams: an additional exam requested by the SSA to gather more information about your condition.

To learn more about what the SSA will consider when evaluating your claim for benefits, contact Terry Bryant Accident & Injury Law at 1 (800) 444-5000 or fill out a FREE initial consultation form.

HOW CAN A LAWYER HELP ME?

Having a lawyer on your side may increase your chances of getting benefits. We are familiar with the evidence, procedures, and legal process involved in benefits claims.

If you have questions about how a lawyer can help you with your claim contact Terry Bryant Accident & Injury Law at 1 (800) 444-5000 or fill out a FREE initial consultation form.

HOW MUCH IS MY MONTHLY BENEFIT?

Your monthly benefit amount is based on the number of “credits” you have earned as a worker paying Social Security taxes. A “credit” represents a quarter of coverage (QC) and is the basic unit for determining if you are insured by the Social Security program.

The number of credits you need to qualify varies depending on your age at the time of your disability. On average, 40 credits are needed—20 within the last 10 years. The Social Security Administration uses benefit calculators to estimate your potential benefit.

To learn more about your potential monthly benefit, contact Terry Bryant Accident & Injury Law at 1 (800) 444-5000 or fill out a FREE initial consultation form.

WHEN DO I GET MEDICARE?

If you are under retirement age, you must receive Social Security Disability benefits for at least 24 months, or meet other specific criteria, before you are eligible for Medicare.

To learn more about Medicare benefits, contact Terry Bryant Accident & Injury Law at 1 (800) 444-5000 or fill out a FREE initial consultation form.

WHERE IS THE LOCAL SOCIAL SECURITY OFFICE?

Follow this link to find your local Social Security office.

If you have questions about your local Social Security office, contact Terry Bryant Accident & Injury Law at 1 (800) 444-5000 or fill out a FREE initial consultation form.

Social Security Disability cases likely to be referred.