eBook: An Overview for Texas Accident VictimsDOWNLOAD
Every day in the United States, over 8,000 workers suffer an on-the-job injury or illness and approximately 13 workers lose their lives in a workplace accident. Texas regularly leads the nation in the number of workplace injuries and fatalities.
When a worker suffers a serious injury on the job, they deserve compensation for the costs of that injury. The most immediate costs typically include medical treatment (including doctor visits, tests, procedures, medications, etc.) and lost income. However, in many cases, expenses go well beyond medical bills and lost wages. A workplace injury can leave a worker with a greatly reduced work capacity, which endangers their ability to generate income for months, years, or even a lifetime.
Workers in some of the most dangerous industries are frequently denied benefits or given payments that fall far short of their needs. We are proud to stand up for our clients to get them maximum compensation for their workplace injuries. Let our legal professionals help you file a claim for workers’ compensation or damages from a nonsubscriber or negligent third party. Contact us 24 hours a day, seven days a week—call (800) 444-5000 or complete our initial consultation form today.
How Workplace Accidents Happen
Workplace injuries can occur in any setting, but they are more likely in certain job types in certain types of accidents. Injuries frequently occur in the workplace due to:
- Transportation-related accidents (on-the-job motor vehicle accidents)
- Falls, slips, and trips
- Repetitive stress injuries (such as carpal tunnel, wrist, or knee injuries)
- Heavy lifting-related injuries (most commonly associated with workplace back injuries)
- Exposure to dangerous toxins.
Dangerous Jobs in Texas
No job is without its own set of dangers. However, worker injury and death rates tend to be higher when heavy equipment, manual labor, and frequent transportation are part of the job description. This includes:
- Truck drivers
- Construction workers (including roofers and structural iron/steel workers)
- Farming, fishing, and forestry workers
- Oil and gas extraction
Workers’ Compensation in Texas
Workers’ compensation insurance is a “no-fault” program. That means that a worker is entitled to benefits after a workplace injury regardless of who was at fault for the on-the-job accident. These benefits typically include payment for medical bills and roughly two-thirds of a worker’s weekly wages. In some cases, the payments offered through workers’ compensation insurance are inadequate to cover the true costs of a worker’s injuries.
Workers’ compensation benefits should provide compensation for expenses related to an on-the-job injury, such as:
- past and future lost wages
- past and future medical bills
- mental anguish
- pain and suffering
- and more.
You shouldn’t lose hope if your workers’ comp claim was denied. The Texas Department of Insurance’s Division of Workers’ Compensation allows workers to dispute claims decisions for another chance at getting benefits. Check out our Workers’ Compensation Appeals page to learn about what steps to take to dispute your claim and find out how Terry Bryant Accident & Injury Law can help.
Is Texas a Dangerous Place for Workers?
Workers sacrifice a lot for their jobs. They give their time and effort. They often travel long distances to get to work. Unfortunately, many also give their lives. On an average day, 13 workers die on the job in the United States.
Some industries – and some states – are more dangerous than others when it comes to workplace safety. Texas has long been known to have high rates of injury and death among workers, a fact that is especially true in sectors such as construction and oil and gas extraction.
When Workers’ Compensation Doesn’t Apply, You Still Have Options
Sometimes a worker discovers that they are not entitled to benefits, either because their employer doesn’t carry workers’ compensation insurance or because they are misclassified as independent contractors. In these cases, a worker can file a personal injury claim against their employer or a third-party to receive payment.
Texas is the only state in the nation that allows employers to opt out of workers’ compensation insurance and leave their employees without coverage. While this puts many workers at a disadvantage after a workplace injury, it opens that employer to legal action like personal injury claims. The important thing for workers to know is that there are always legal options available.
How We Can Help
At Terry Bryant Accident & Injury Law, we want to help injured workers get the justice they deserve. We have decades of experience standing up to employers and insurers who deny workers their benefits, and we know how to get results for our clients.
If you or a loved one has suffered a workplace injury and you want to discuss your legal options, contact Terry Bryant Accident & Injury Law to schedule a free consultation. Terry Bryant is a Board Certified attorney and a former judge. To schedule a free consultation with Terry Bryant Accident & Injury Law, contact us today by filling out our online contact form or giving us a call at 1 (800) 444-5000 or locally in the Houston area at (713) 973-8888.